BAN.

 

We are becoming a country famous for ban.

 

• Ban Books. 
• Ban Films. 
• Ban Suryanamaskar. 
• Ban Authors.
• Ban Face book. 
• Ban Twitter. 
• Ban Google. 
• Ban Beef
• Ban Cow Slaughter. 
• Ban Pak TV actors. 
• Ban Temple Bells in Hyderabad. 
• Ban Elephant Statues. 
• Ban smoking in Movies.

How much can we ban? Who all can we ban?

 

Ban, Ban, Ban, Ban, Ban, Ban.

 

I don't agree that it due to our society being intolerant or uncivilized.

 

Historically, every problem in India has its roots in politics. It is politicians who have used such trivial issues to its political advantage. Any issue which can be used to gain votes gets blown out of proportion for a particular community. It is the limited, selfish, insensitive corrupt leaders who break the society to win brownie points so as to remain part of sycophancy brigade.

 

It is the social obligation of each citizen as much as that of religious leaders and civil society to expose the culprit, instead of succumbing to these dirty political games and tricks.

 It is time we saw through the strategy of political class...DIVIDE AND RULE.

 Did someone say that we are not living in colonial days?

let us CHANGE INDIA forINDIA OF TOMORROW.

posted 03/02/2012.

b k chowla

 

 

 

HUNGER

 

Constitution of Inidia starts by saying “We the people of India”

 

Democracy is of the people, for the people, and by the people.

 

If the above two considerations are true then every Indian must be and has to be equal.

Without touching on other issues relating to equality or otherwise, some of the facts as quoted by various sections of media and reports appearing, Indians are far from equal when it comes to hunger.

India State hunger index (ISHI) published by International Food policy Research Institute (IFPRI) has been released... According to the report, India’s Global Hunger Index (GHI) score is 23.7, which is 65th out of 84 countries. It ranks slightly above Bangladesh and below all other South Asian nations. Nigeria, Kenya, Cambodia, Rwanda, Pakistan etc have performed better and are placed better than India.

Report from ISHI is an eye opener, but, Govt has chosen not to comment on it, lest it is questioned for its actions.

More than 2000 children have died of hunger in Karnataka's Raichur district over the last 3 years. The government admits that around 4500 children are malnourished in Raichur. —express buzz 21Oct 11.

National Crime Records Bureau started recording farm suicide data — to 2, 56,913, the worst-ever recorded wave of suicides of this kind in human history.

With 21% of its population undernourished, nearly 44% of under-5 children underweight and 7% of them dying before they reach five years, India is firmly established among the world's most hunger-ridden countries. Today India has 213 million hungry and malnourished people by GHI estimates although the UN agency FAO puts the figure at around 230 million...TOI

The situation has been so alarming that the highest court in India had to intervene to instruct the Govt to distribute rotting food to the hungry.

Millions of tonnes of food grain rot on street and across railway tracks, but, in 64 yrs Govt hasn’t built enough storage space.

India has produced a record breaking volume-amongst highest in the world-still Indians go hungry.
 

You-me-us-we go to sleep hungry just because lack of political will.

You-me-us-we go to sleep hungry just because of stinking corruption at policy making stage. 

We 121 crore have accepted the present situation in its totality. 

Planning commission plans on basis of Rs 32/day formula whereas hunger deaths are on rise. 

We are equally to blamed as much as the Govt.

 

Let us CHANGE INDIA for INDIA OF TOMORROW.



posted 21/01/12

b k chowla

 

 

 

 

 

 

 



2012

Happy New Year. My best wishes.

2011 has just got over. 2012 is here.

2011 must have been good or bad for each one of us depending upon our Kundli.

For India, it was exceptionally a bad year. It was a year of scams, political instability, issues of governance, slide of Rs, crash of sensex, Chinese high handedness, Army Chief's age controversy, Ramdev episode, Anna agitation, Manipur blockade, and Shameful Lokpal debate in RS etc. None of this could make India proud.

2012 is going to be tough in every sense.

 UPA has to set its credibility which couldn't have been worse.

 BJP has to find its space of the main opposition party which usurped by Anna.

 Elections in five states could be real game changer, not so much for any party, but for this country where common man has been on receiving end, waiting for a change.

 Economist PM is at test before his name gets written in history books. (Hopefully)

 Inflation has to be contained.

 GDP is not making us proud.

 Industrial production is at its lowest.

 Forty plus Rajya Sabha seats will fall vacant.

 Vice President of India is due for retirement.

 President of India is due for retirement.

 Media might want to work on issues relating to its credibility.

 Media might want to relook at paid news issues.

 Media might, at least, may want to SEEM to be unbiased in its editorials. (Sic)

 Slow down in US and Euro zone crises old a cause of worry.

 India Rs to US $ parity may touch Rs 70.

 Fuel prices may touch Rs 100 / lt.

The list is just too long. One hopes India will stand strong and determined.

We might see more billionaires in India.

We might see more MPs becoming Crorepatis (Means aren't important).

2012 may just be the year of and for change, hopefully for the better.

PAPPU is still waiting for Roti-Kapada-Makaan.

Let us CHANGE INDIA for INDIA OF TOMORROW.





Posted 05/01/12

B k chowla



EDUCATION CESS

It was 2004, when the Central Govt levied a 2% education cess on practically all the major central taxes. In the first year it was expected to yield about Rs5, 000-5,500 crores. Reportedly, an estimated amount of Rs 60,000 crores has been collected till now. (CAG figures differ from those of HRD ministry and those of Finance ministry, surprised?). The levy is meant to be spent on improving standards of primary education and for implementation of midday meal scheme in schools.


Those children who get admission in high end private schools surely never needed subsidy either for mid day meal or for tuition fees. Culture of heavy donations for admissions is no secret any more.


• Has the burden of education cess been effective?


• Has your maid's child been getting regular midday meal and books from Govt School?


• Has education cess not been an avoidable burden?


• Has the utilization of education cess been satisfactory?


• Has the number of school going children increased?


• Has the interest rate on education been eased?


• Has the Govt ever given a “package” to deserving students?


• Has there been any visible improvement in education system since 2004?


Unfortunately, there seems to be very little accountability in usage of funds and implementation of the much burdensome scheme. Two important ministries, Finance and HRD have varying explanation and varying figures.


Is it too premature to term it as a scam?



Let us CHANGE INDIA for INDIA OF TOMORROW.





Posted 21/12/11.



B k chowla ©

GIVE POLITICAL SPACE.

RAAJ SIRF RAAJA HI KAR SAKTA HAI(Only a king knows how to rule)

Mohandas Karamchand Gandhi---Mahatma Gandhi---was the real hero who fought for us,for India for our freedom. He is the one who sacrificed his life for the nation.No one from his family-his children-his grand children-has ever claimed any position of power,directly or indirectly,in exchange for the sacrifice for the country.No one from his family came into politics just because the head of their family had sacrificed his life for the country.

Subhash Chandra Bose, was a true son of India, a dedicated freedom fighter and a soldier.His sacrifice for the freedom of the country has never been questionable.For reasons whatever,details of his alleged death have remained a mystery.There was a theory that he did not actually die in the air crash.His only daughter-Anita Bose Pfaff--has never claimed publicity, power or political space in Indian politics just because her father had made sacrifices for the country.

Sardar Vallabhai Patel was the iron man of India.If one goes by history books,had Nehru listened to him, J&K would have had a different scene.Sardar Patel's next of kin have been leading a quiet retired life away from political climate.None of his children,grand children have claimed political power, political space or even publicity.They have never complained on occasions when Sardar's birth or death anniversary has been forgotten by those holding power.
Lal Bahadur Shastri’s short tenure has been one of pride for all Indians.His children,though in politics, haven’t been fighting for position.

Nehru-Gandhis have been on the Indian political scene since independence and have been in power on their own for almost45 yrs,besides having led a coalition Govt for almost 7 yrs.

Historicaly,Nehru - Gandhis at different stages have suffered humiliation.
First, when Nehru miscalculated his friendship with Chinese resulting into a miserable defeat for India in'62.He was a sensitive person and it is common knowledge as to how he took his decision and defeat to heart.Consequences were there to see.
Second, When Indira Gandhi declared internal emergency in the country subsequent to Allahabad High court judgment unseating her.Consequences were there to see.

Third, When Rajeev Gandhi got caught into alleged Bofors corruption scandal. Consequences were there to see.

Dr Man Mohan Singh is the officially appointed PM of the country.Without getting into futile discussion, it is common knowledge that it is Sonia Gandhi and to some extent Rahul Gandhi who controls policy making and purse strings.It is obvious as who are congress members loyal to.
In the recent past, there have been allegations against congress on corruption, lack of governance, minority appeasement, regionalism, misuse of Govt machinery etc. Law will take its own course is a line no sane person buys any more.
Perhaps, it is time for congress to step aside for some time,get its act,organization together,let alleged charges of corruption be settled and come back to the national scene with full majority rather than come to power on clutches of opportunistic coalition partners.(Indira Gandhi waited till ’80)

It won't only benefit congress, it will benefit nation at large.

But, it is eventually up to Congress party to decide

RAAJ SIRF RAAJA HI KAR SAKTA HAI.



let us CHANGE INDIA for INDIA OF TOMORROW.

posted 07/12/11
b k chowla

BRANDS

Indians are being made brand conscious by using all possible avenues,advertising,promotions,free gifts etc.

Are we really getting what we need and what is expected of a brand?

Do we pay for a product?

Do we pay for a brand?

Do we pay for quality?

Can a particular brand "X" of Mineral water bottled in UP and Punjab be of same specifications and quality?The quality of water can never be same.

Can a branded hospital "Y"in Noida and Delhi give identical treatment?It is the Doctor and not the hospital name brand which is important.Two different surgeons can never operate similar.(my personal experience)

Can Cornatto ice cream cone be same in Mumbai as in the UK? Quality of milk can never be same.

Can a popular brand of sports wear made in India be identical to the same brand made and originated in France? The yarn quality can never be same.

Black Label Whisky bottled in any country other than Scotland  can never be same.Water inputs matter.(India consumes more Scotch than its produced in Scotland is a separate issue)

Will Walmart label on a Chinese toy be treated as a branded product while the same Chinese toy available at Sadar Bazar will be "China Ka Maal"?

One product- Swiss chocolates are made only in Swiss.

Yet,there is another brand which never lets any one down-- Swiss bank.It will taste same, irrespective of the country one operates it from.Check with any politician,they travel enough..

While brands are getting promoted,there are those RICH who are fighting hard to survive despite earning Rs 33/day.


PAPPU kab pass hoga?


let us CHANGE INDIA for INDIA OF TOMORROW.

posted 29/11/11.

b k chowla

NON PERFORMING ASSETS---NPAs

NON PERFORMING ASSETS.
Is it a scam?

It is a season of unearthing scams.
Money, one can never have enough of. I need money, you need money, my domestic needs money, beggar at traffic signal needs money, neighbors driver needs money trader needs money, manufacturer needs money, poor need money—(LOANS TO US CANT TURN INTO NPAs). And above all and most important, the rich want (not need) money. Banks are always there to give money to the rich against a collateral gaurantee.

Is it a scam?
Technically, a loan starts to become NPA if it is not paid back from after 180 days or as per the terms laid down contractually.

As per RBI website, following are the NPAs as of 14th Nov.

1-Public Sector Banks----Rs 71047    Crores.
2-Nationalised Banks-----Rs 42907   Crores

Total 1+2……………… Rs  113954 Crores. Does this figure remind one of Telecom RAJA?

Then there are those loans which the borrowers being unable to pay up, apply for what is called--OTS—“One time settlement scheme” and “Compromise settlement”. In such cases, generally, banks waive accumulated interest amount, waive penalty and ease future installments of principle payments on concessional rate of interest to ensure recovery of principle amount. Such outstanding do not appear under the heads of NPA (how convenient)

Some banks try and off load part of their NPAs to "asset reconstruction companies" (ARCs) so as to show cleaner books. ....Such outstanding do not appear under the heads of NPA. (How convenient)

Ever heard of a collateral guarantee of an industrialist being invoked?

Ever heard of an Aircraft being taken over by bank?

Ever heard plant and machinery of a company being taken over by a bank?

Do similar rules apply to us, you, and me?

Will banks compromise on student loan of the needy and deserving students?

Will banks compromise on home loans of the needy?

Will banks compromise on Scooter loans of the needy?

Would a needy common man get similar benefits? Perhaps not, because we belong to a different category of India borrowers.
Govt refuses to continue subsidy on petrol, LPG, diesel and doesn't hesitate compromising financial stakes running into thousands of crores of Rs with the high and mighty.

During current fiscal year, industry has been given subsidies/concessions to the extent of app. Rs 6 Lakh crores.(yes,six lakh crores) and despite all this,the industrial growth has dropped to 1.91%.

Is it there a scam?

There goes a saying--It is the industry which falls sick, never the industrialist


let us CHANGE INDIA for INDIA OF TOMORROW.


posted 20/11/11
b k chowla